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      • Greg Getchen - Sr. Loan Officer
      • Jack Schwartz - Sr. Loan Officer
      • Rick Seaton - Sr. Loan Officer
      • Cheryl Shafer - Sr. Loan Officer
      • Tony Vester - Loan Officer
      • Todd Starkey - President
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Meet Todd Starkey

Refinance
Buy A Home
​Call us today to see how we can help make your homeowner dream come true! (734)524-0400

Todd Starkey - president


mortgages Ann Arbor, MI
Contact Information for Todd: 

Office Phone: 734-524-0400
Cell Phone: 734-645-2650
Email 
​NMLS #: 138836

client testimonials

"Todd - Just wanted to say "Thank You" for going above and beyond to help us lock up the new house! We appreciate you!" - MK & RK
"Todd and staff could not have been more pleasant and responsive. Due to the distance between us, Todd and I handled everything electronically. Each step along the way, Todd was readily available to guide me through the process - whether by phone, text, or email. Todd does not drag his feet. He provides and processes documents without delay, helping the entire sales transaction move along smoothly for all parties, from the buyer and seller to the real estate agent and title company. Choose Home Loan Specialists in Livonia, Michigan for efficient and effective loan processing and stellar customer service." - A.P.
"Todd and his company are some of the most courteous, professional, and kind people in the industry. I have been working with them and requiring lending information for the last 10+ years including two homes. I can’t say enough nice things about how seamless and how easy it is to deal with these professionals. They make things so stress-free and it’s a privilege to work with this local company. Highly recommend!" - B.L.
"Refinancing my mortgage was a quick and easy process. Todd kept me updated throughout the transaction and was available to discuss any questions or concerns. Very impressed from beginning to end." - A.D.
"My wife and I have worked with Todd since we several times over the past 20 years. three purchases, and a hand full of refinance opportunities later, we would go no where else. Todd is extremely knowledgeable, efficient and great to work with. I have introduced Todd several times over the years to friends, family, and clients. If he can help them, he does,. If for some reason his team cannot help, he is always there with an alternative solution." - B.S.
"Todd was great, sent the list of the documents we needed for a refinance and answered all of our questions. The process was extremely fast and very smooth. Highly recommend this company." - C.B.
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Home Loan Specialists, Inc.
A Division of Mortgage 1, Inc.
​
36139 Schoolcraft Rd.
​Livonia, Michigan 48150
Phone: 734-524-0400
Toll Free: 877-340-0400
Fax: 734-524-0600

NMLS #129386 - Michigan
©2025 Home Loan Specialists
​All rights reserved 
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  • Home
  • Refinance
    • Mortgage Calculators
    • Interested in Refinancing?
    • I'm Ready to Apply!
  • Buy A Home
    • Application Checklist
    • Loan Process
    • Mortgage Calculators
    • Interested in Buying a Home?
    • I'm Ready to Apply!
  • Loan Programs
  • About Us
    • Staff >
      • Greg Getchen - Sr. Loan Officer
      • Jack Schwartz - Sr. Loan Officer
      • Rick Seaton - Sr. Loan Officer
      • Cheryl Shafer - Sr. Loan Officer
      • Tony Vester - Loan Officer
      • Todd Starkey - President
    • Mortgage 1
    • Client Testimonials
    • Contact Us