Home Loan Specialists
36139 Schoolcraft Rd
Livonia Michigan, 48150
NMLS #129386
Need Mortgage Help? (734) 524-0400
  • Michigan's

    Leading FHA

    Lender

    Purchase your home with as little as 3.5% down 

    Get Started Now!

  • Experienced Lending Professionals

    That will get you closed fast and hassle free

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  • No Cost

    Refinance

    Options

    We Make Refinancing a Breeze!

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  • Michigan's

    Leading $0 Down Payment Lender

    Offering both Rural Development and VA Loans

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LOAN PROGRAMS
  • View the programs available today in the mortgage industry
TODAY'S RATES
  • View today's mortgage rates and APR's.
MORTGAGE NEWS
  • Check out the latest in the mortgage industry.

Home Loan Specialists is dedicated to providing a world class team with innovative tools to better serve our customers. Our mission is to deliver unique financing options tailored to each individual’s situation. Family is the foundation of Home Loan Specialists and providing exceptional service creates lifelong customers.

Recent Articles

Jan
18
2017
Will I Qualify for a Mortgage on Part-Time Income Alone?
I only work part time but want to buy a home – will I qualify for a mortgage on part time income alone? In today’s economy, many people make their income by working one or more part-time jobs versus a traditional full-time 9-5 job. While there are some assumptions made that...
Jan
11
2017
FHA Cuts Mortgage Insurance Premiums
  The Federal Housing Authority, or FHA, cut the annual mortgage insurance premium interest rate by .25% for FHA borrowers who closed on their new homes on or after January 27, 2016, making now a great time to buy and save in the process! What are FHA-backed loans? The FHA does not...
Dec
28
2016
Can You Use Your VA Entitlement While On Active Duty?
VA mortgage loans are loans which are offered by the US Department of Veterans Affairs and backed by the United States federal government. They offer an array of benefits and mortgage options to veterans, active duty service members and a select group of other individuals connected to...
Dec
16
2016
Using Holiday Cash as a Down Payment?
Many families like to gift cash at Christmas, especially to those close family members who anticipate having a large expense upcoming in the new year, like a wedding, a vacation or a home purchase. Still others gift cash because it’s easy and loved by all. If you are thinking about...