Home Loan Specialists
36139 Schoolcraft Rd
Livonia Michigan, 48150
NMLS #129386
Need Mortgage Help? (734) 524-0400
  • Michigan's

    Leading FHA

    Lender

    Purchase your home with as little as 3.5% down 

    Get Started Now!

  • Experienced Lending Professionals

    That will get you closed fast and hassle free

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  • No Cost

    Refinance

    Options

    We Make Refinancing a Breeze!

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  • Michigan's

    Leading $0 Down Payment Lender

    Offering both Rural Development and VA Loans

    Get Started Now!

     

LOAN PROGRAMS
  • View the programs available today in the mortgage industry
TODAY'S RATES
  • View today's mortgage rates and APR's.
MORTGAGE NEWS
  • Check out the latest in the mortgage industry.

Home Loan Specialists is dedicated to providing a world class team with innovative tools to better serve our customers. Our mission is to deliver unique financing options tailored to each individual’s situation. Family is the foundation of Home Loan Specialists and providing exceptional service creates lifelong customers.

Recent Articles

Feb
15
2017
Borrowing Against 401(k) to Purchase a Home: Financial “Do”, or “Don’t”?
   Many first time homebuyers are ready to take on the expense and responsibility of homeownership but lack the significant down payment that is generally required as part of a mortgage loan, or that is required in order to avoid the additional purchase of private...
Feb
09
2017
How to Calculate Your Debt-to-Income Ratio
  How Much Home Can You Afford?  When you apply for a mortgage, your prospective lender will check several factors, including calculating your debt-to-income ratio in order to determine the amount of mortgage to extend to you. You can get a jump start on the home buying...
Feb
01
2017
USDA Loans: The No Down Payment Loan Program That May Work for You!
  Are you hoping to buy a home in 2017 but worried about the down payment? Looking to live outside of a big city – whether that be in a small city, town or out in the country with plenty of space? Many Americans can afford the monthly mortgage payment on a home for their family, but...
Jan
18
2017
Will I Qualify for a Mortgage on Part-Time Income Alone?
I only work part time but want to buy a home – will I qualify for a mortgage on part time income alone? In today’s economy, many people make their income by working one or more part-time jobs versus a traditional full-time 9-5 job. While there are some assumptions made that...